Terms of
Service

Last updated: March 28, 2026

1. Acceptance of Terms

By accessing or using caninvest.com ("the Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Website. CanInvest ("we", "us", "our") reserves the right to update these Terms at any time, and your continued use of the Website constitutes acceptance of any changes.

2. Educational Content Disclaimer

All content on CanInvest is provided for educational and informational purposes only. We are not licensed financial advisors, portfolio managers, or investment dealers. Nothing on this Website should be interpreted as personalized financial advice, a recommendation to buy or sell any security, or an endorsement of any particular investment strategy.

You should always consult with a qualified financial professional before making any investment decisions. We make no guarantees about the outcomes of any actions you take based on the information provided on this Website.

3. Use of the Website

Permitted Uses: You may use the Website to browse educational content, compare financial products, use our calculators and tools, and subscribe to our newsletter. All use must be for lawful, personal, and non-commercial purposes unless otherwise agreed in writing.

Prohibited Uses: You agree not to:

  • Scrape, crawl, or use automated systems to extract data from the Website without our written permission
  • Reproduce, redistribute, or republish our content without attribution and prior consent
  • Attempt to interfere with, compromise, or disrupt the Website's infrastructure or security
  • Use the Website to transmit spam, malware, or any harmful content
  • Misrepresent your identity or affiliation when interacting with the Website
  • Use the Website in any way that violates applicable Canadian federal or provincial laws

4. Account Terms

Certain features of the Website, such as our newsletter, require you to provide an email address. By subscribing, you confirm that the email address you provide is accurate and belongs to you. You are responsible for maintaining the confidentiality of any login credentials associated with administrative accounts.

We reserve the right to suspend or terminate access to any account or subscription if we reasonably believe these Terms have been violated.

5. Affiliate Links and Third-Party Services

CanInvest participates in affiliate programs with select financial institutions. Some links on the Website are affiliate links, meaning we may earn a commission if you click through and open an account or apply for a product. This comes at no additional cost to you.

Affiliate relationships do not influence our editorial content, rankings, or recommendations. We disclose affiliate relationships transparently and are committed to providing honest, unbiased comparisons.

When you follow a link to a third-party website, you leave CanInvest and become subject to that website's terms and privacy policy. We are not responsible for the content, accuracy, or practices of any third-party site.

6. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, icons, images, data compilations, calculators, tools, and software, is the property of CanInvest or its content suppliers and is protected by Canadian and international copyright laws.

You may share links to our content and quote brief excerpts with proper attribution. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

7. User-Submitted Information

When you submit information through our lead forms, newsletter signup, or contact forms, you grant us permission to use that information as described in our Privacy Policy. We collect only what is necessary — typically your email address — and we do not sell or share your personal data with third parties for marketing purposes.

You are responsible for ensuring that any information you submit is accurate and does not violate the rights of others. For full details on how we collect, use, and protect your data, please review our Privacy Policy.

8. Rate and Product Information

CanInvest displays interest rates, fees, product features, and other financial data sourced from third-party institutions and publicly available sources. While we make every effort to keep this information accurate and up to date, we cannot guarantee that all rates and details are current at the time you view them.

Rates and product terms can change without notice. Always verify current rates, terms, and eligibility directly with the financial institution before making any decisions. CanInvest is not responsible for any discrepancies between the information displayed on our Website and the actual terms offered by a financial institution.

9. Limitation of Liability

To the fullest extent permitted by applicable Canadian law, CanInvest and its owners, operators, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website.

This includes, without limitation, damages for loss of profits, data, investment returns, or other intangible losses, even if we have been advised of the possibility of such damages. The Website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

10. Indemnification

You agree to indemnify, defend, and hold harmless CanInvest and its owners, operators, and contributors from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your use of the Website, your violation of these Terms, or your violation of any rights of another person or entity.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of the Province of Ontario.

12. Changes to These Terms

We may revise these Terms from time to time at our sole discretion. When we make changes, we will update the "last updated" date at the top of this page. Material changes may also be communicated through the Website or our newsletter. Your continued use of the Website after any changes constitutes acceptance of the updated Terms.

13. Contact

If you have any questions about these Terms of Service, please contact us at [email protected].