Best Investment Platforms
in Canada (2026)

From commission-free beginner apps to professional-grade global brokerages. Find the right platform for your investing style and goals.

Updated March 26, 2026 6 platforms compared

Best platforms for
DIY investors

Buy and sell stocks, ETFs, and more on your own. Full control over your portfolio.

Questrade

Self-directed broker
ETF Purchases $0
Stock Trades $4.95+
Min. Deposit $1,000
AccountsTFSA, RRSP, FHSA, RESP, Non-reg
USD accountsYes (Norbert's Gambit)
Options tradingYes
Research toolsAdvanced

Why we like it: Canada's original low-cost broker. Free ETF purchases make it the go-to for passive index investors using a buy-and-hold strategy. More advanced tools and charting than Wealthsimple. Supports Norbert's Gambit for cheap USD conversion.

Interactive Brokers

Global brokerage
Commissions $1+
FX Conversion $2 flat
Markets 150+
AccountsTFSA, RRSP, Non-reg
Global markets33 countries
Options/futuresYes (advanced)
Margin ratesLowest in Canada

Why we like it: The power user's platform. Best-in-class FX conversion rates ($2 flat vs 1.5% at others — saves hundreds on US stock purchases), access to 150+ global markets, lowest margin rates. Steeper learning curve but unmatched for serious investors.

National Bank Direct Brokerage

Big bank broker
Stock/ETF Trades $0
Options $0 + $1.25/contract
Min. Deposit $0
AccountsTFSA, RRSP, FHSA, Non-reg
Commission-freeStocks + ETFs (CDN & US)
Big bank backingNational Bank of Canada

Why we like it: The first big bank to go commission-free on all stock and ETF trades — Canadian AND US. Backed by a Schedule I bank. A serious competitor to Wealthsimple and Questrade with the trust factor of a major institution.

Set it and
forget it

Automated portfolio management. Answer a few questions, deposit money, and let the algorithm handle the rest.

Wealthsimple Managed

Robo-advisor
Mgmt Fee 0.5% 0.4% over $100K
Min. Deposit $1
Portfolios 3 risk levels

Why we like it: Canada's most popular robo-advisor. Automatic rebalancing, tax-loss harvesting, and socially responsible investing options. Same beautiful app as Wealthsimple Trade. Ideal for investors who want professional management without the advisor fees.

Questwealth

Questrade robo-advisor
Mgmt Fee 0.25%
Min. Deposit $1,000
Portfolios 5 risk levels

Why we like it: Half the management fee of Wealthsimple Managed. Five portfolio options from conservative to aggressive. Automatic rebalancing. A strong choice if you want the lowest-cost robo option and are comfortable with Questrade's interface.

Quick
comparison

Platform Type CDN Trades US Trades Min. Deposit Best For
Questrade Self-directed $4.95+ $4.95+ $1,000 ETF investors
Interactive Brokers Self-directed $1+ $1+ $0 Advanced / US stocks
Wealthsimple Managed Robo-advisor 0.5% annual fee $1 Hands-off
Questwealth Robo-advisor 0.25% annual fee $1,000 Low-cost robo

Fees and features as of March 2026. ETF MERs (0.1-0.25%) apply in addition to platform fees. Always verify current pricing directly with each platform.

Choosing the
right platform

01

Brand new to investing?

Start with Wealthsimple. The $1 minimum, fractional shares, and auto-invest remove every barrier. You can always move to a more advanced platform later — transferring is free.

02

Buying US stocks regularly?

Interactive Brokers saves you the most on currency conversion — a flat $2 vs 1.5% at Wealthsimple. On a $10,000 USD purchase, that's $2 vs $150. It adds up fast.

03

Just want index ETFs?

Questrade's free ETF purchases are perfect for a simple XEQT/VEQT strategy. Buy once a month, pay nothing. Or use National Bank Direct for completely free trades on everything.

04

Don't want to think about it?

A robo-advisor handles everything. Questwealth at 0.25% is the cheapest. Wealthsimple Managed at 0.5% has the better app. Both beat the 1-2% fees of traditional mutual funds.

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right platform

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